Privacy Policy

1. Introduction

DailyBudget ("we", "our", or "the app") is committed to protecting your privacy. This Privacy Policy explains how we collect, use, and safeguard your information when you use the DailyBudget mobile application.

2. Information We Collect

Data You Provide: Financial data you enter into the app, including transactions, budgets, savings goals, debts, and subscriptions. This data is stored locally on your device using Apple's SwiftData framework.

Automatically Collected:

• Analytics: We may collect anonymous usage analytics to improve the app experience.
• Advertising: For free users, we display ads through Google AdMob. AdMob may collect device identifiers and usage data for ad personalization. See Google's Privacy Policy for details.
• Subscription Data: Purchase and subscription information is processed through Apple's App Store and RevenueCat. We do not have access to your payment details.

3. How We Use Your Information

• To provide and maintain the app's functionality
• To process in-app purchases and subscriptions
• To display relevant advertisements (free users only)
• To send notifications you have opted into (budget alerts, bill reminders, daily summaries)
• To improve the app based on anonymous usage patterns

4. Data Storage & Security

All your financial data (transactions, budgets, goals) is stored locally on your device. We do not store your personal financial data on any external servers. Your data is protected by your device's built-in security features including encryption and biometric authentication.

5. Third-Party Services

The app uses the following third-party services:

• RevenueCat: Subscription management. Privacy Policy
• Google AdMob: Advertising for free users. Privacy Policy
• Apple App Store: Payment processing. Privacy Policy

6. Advertising

Free users may see banner and interstitial advertisements powered by Google AdMob. DailyBudget Pro subscribers enjoy an ad-free experience. You can limit ad tracking through your device's privacy settings (Settings > Privacy > Tracking).

7. Notifications

With your permission, we may send push notifications for budget alerts, bill reminders, and daily summaries. You can manage notification preferences within the app settings or through your device settings at any time.

8. Children's Privacy

DailyBudget is not intended for children under the age of 13. We do not knowingly collect personal information from children under 13.

9. Data Deletion

You can delete all your data at any time by using the "Reset All Data" option in the app's settings. Since data is stored locally, uninstalling the app also removes all stored data.

10. Changes to This Policy

We may update this Privacy Policy from time to time. We will notify you of any changes by posting the new Privacy Policy on this page and updating the "Last updated" date.

11. Contact Us

If you have any questions about this Privacy Policy, please contact us at:
support@budgetai.app